Free Bankruptcy Tax Discharge Calculator

Check whether your federal income tax debt qualifies for discharge in bankruptcy. This tool applies all three timing rules and accounts for tolling events.

Bankruptcy Discharge Calculator11 U.S.C. §§507(a)(8), 523(a)(1)
Proposed Bankruptcy Filing Date
Tax Years
YearDue DateFiled DateAssessment Date
Tolling Events
No tolling events. Add if applicable.
Disclaimer: This calculator is for informational purposes only and does not constitute legal advice. Additional requirements apply: taxes cannot be from a fraudulent return, debtor must not have willfully evaded taxes, and SFR-assessed returns may not qualify as "filed" under the Beard test in certain circuits.
Law Offices of Darrin T. Mish, P.A. — Practice Tool

When a Tax Attorney Should Handle This

Bankruptcy discharge of tax debt sits at the intersection of bankruptcy law and tax law. Both are specialized. Getting the timing analysis wrong means the difference between eliminating the debt and having it survive the bankruptcy. A tax attorney can pull your IRS transcripts, verify the exact assessment dates and tolling events, and confirm whether discharge is viable before you file.

For a professional analysis, schedule a free consultation.